uob particular banking
uob particular banking
Blog Article
UOB Lender presents several different own banking expert services created to fulfill the fiscal requirements of people. Beneath is an intensive overview that may help you realize the key factors and choices.
Varieties of Accounts
Price savings Account: This account lets you save money even though earning desire.
Attributes: Quick access, desire earnings, minimal costs.
Added benefits: Secure place for your cash, probable growth by means of fascination.
Present-day Account: Ideal for every day transactions and controlling charges.
Features: Checkbook facility, overdraft protection.
Advantages: Practical for regular payments and withdrawals.
Fastened Deposit Account: For the people wanting to earn greater interest charges above a set time period.
Functions: Mounted phrase deposits, increased curiosity charges when compared with personal savings accounts.
Added benefits: Safe investment option with predictable returns.
Financial loans
Own Financial loans: Unsecured loans that may be used for various applications like instruction or household renovation.
Sorts:
Installment Loans
Credit history Traces
Positive aspects: Flexible repayment conditions, aggressive interest rates.
Household Loans: Tailored alternatives for getting home or refinancing present mortgages.
Types:
Preset Fee House Personal loan
Floating Fee House Personal loan
Rewards: Different options to fit individual demands, appealing premiums.
Credit Cards
UOB presents A variety of bank cards catering to various life and spending practices:
Benefits Cards: Gain points on every single purchase which may be redeemed for items or travel miles.
Cashback Cards: Get dollars rebates on daily shelling out such as groceries and dining out.
Journey Playing cards: Special Rewards like air miles accumulation and vacation insurance coverage.
Financial commitment Services
For individuals enthusiastic about rising their prosperity through investments:
Unit Trusts * Diversified portfolio managed by pros. * Suited to extensive-term development goals.
Structured Deposits * Combines the characteristics of regular deposits with financial investment products. * Possibly larger returns but with some threat concerned.
Insurance policies Solutions
To safeguard on your own and Your loved ones in opposition to unforeseen activities:
Existence Insurance policy * Gives economic safety in case of Dying or significant ailment. * Might also serve as a cost savings Instrument based on the policy picked out.
Wellbeing Insurance policies * Covers medical fees which include hospitalization charges. * Essential for mitigating superior Health care charges.
Digital Banking Solutions
Benefit at your fingertips by way of digital platforms:
World-wide-web Banking
Lets you control your funds on the internet:
View account balances and transaction heritage
Transfer funds concerning accounts or pay out bills
Make an application for new goods (financial loans/bank cards)
Cellular Banking
Banking on-the-go by using mobile applications:
Quick harmony checks
Cell payment alternatives (QR code payments)
Notifications & alerts about account exercise
With these complete choices, UOB aims to deliver customized banking methods that check here cater especially to unique needs though ensuring usefulness and stability in all transactions.